Loss Ratios
| Line of Business |
Missouri Loss Ratio |
Countrywide Loss Ratio |
Difference |
|---|---|---|---|
| All Property & Casualty Lines (Excludes A&H) | 65.0% | 67.2% | -2.2% |
| Fire & Allied Lines | 50.7% | 76.1% | -25.4% |
| Farmowners | 63.6% | 69.4% | -5.8% |
| Homeowners | 59.1% | 66.0% | -6.9% |
| Commercial Multi-Peril | 73.7% | 71.0% | 2.7% |
| Mortgage Guaranty | 20.7% | 28.1% | -7.4% |
| Ocean & Aircraft | 82.9% | 59.6% | 23.4% |
| Inland Marine | 74.3% | 58.5% | 15.8% |
| Financial Guaranty | 9.1% | 0.7% | 8.4% |
| Medical Malpractice | 73.0% | 76.7% | -3.7% |
| Earthquake | -0.1% | 10.9% | -11.0% |
| Workers Compensation | 70.8% | 72.4% | -1.5% |
| Other Liability | 68.7% | 73.1% | -4.4% |
| Product Liability | 33.8% | 86.8% | -53.0% |
| Private Passenger Automobile - Total | 65.7% | 65.7% | 0.0% |
| Private Passenger Automobile - Liability | 67.0% | 67.0% | 0.0% |
| Private Passenger Automobile - Physical Damage | 64.1% | 76.9% | -12.8% |
| Commercial Automobile - Total | 72.1% | 79.6% | -7.5% |
| Commercial Automobile - Liability | 72.3% | 63.8% | 8.5% |
| Commercial Automobile - Physical Damage | 71.8% | 69.8% | 2.0% |
| Fidelity & Surety | 36.8% | 34.0% | 2.8% |
| Credit | 44.2% | 43.2% | 1.0% |
| Title | 10.0% | 10.0% | 0.0% |
| Line of Business |
Missouri Loss Ratio |
Countrywide Loss Ratio |
Difference |
|---|---|---|---|
| Total Accident & Health | 74.9% | 74.0% | 0.8% |
| Individual Accident & Health | 67.6% | 62.2% | 5.3% |
| Group Accident & Health | 79.0% | 33.0% | 46.0% |
| Credit Accident & Health | 35.2% | 34.1% | 1.1% |
Countrywide: National results only for companies licensed in Missouri.