Insurance Bulletins

2008

The department is currently reviewing the content of bulletins 08-02 to 08-04.  Implementation is not required until the review is complete. This notice will be removed when our review is complete.  

• 08-01 - Certified Funds Requirement for Real Estate Closings
• 08-02 - Life Insurance Actuarial Issues
• 08-03 - Annuity Actuarial Issues
• 08-04 - Long-Term Care, Medicare Supplement and Health Insurance Issues
• 08-05 - Withdrawal of Certain Obsolete or Inoperative Bulletins

2007

• 07-01 - Certain Filed Forms Exempt from Prior Approval by the Life & Health Section
• 07-02 - Association Health Plans with Large and Small Employers
• 07-03 - Motor Vehicle Salvage Title Procedure
• 07-04 - Title Insurance Price Disclosure
• 07-05 - HB 818 (2007) 35% index rate variance change clarification §379.936 RSMo
• 07-06 - HB 818 (2007) dependent age revisions to §§354.536, 376.426 and 376.776 RSMo
• 07-07 - “Small Employer Health Insurance Availability Act” “eligible employee” definition
• 07-08 - HB 818 (2007) implementation delays
• 07-09 - Health Insurance Portability and Accountability Act of 1996 (HIPAA) Alternative Mechanism for Individual Market Reform
• 07-10 - Newborn Mandate under Section 376.406, RSMo
• Workers' Compensation Administrative Tax, Second Injury Fund Surcharge and Administrative Surcharge (2008)

2006

• 06-01 - Motor Vehicle Title Procedure
• 06-03 - Bail Bond Fictitious Names
• 06-04 - General Bail Bond Agent Corporations
• 06-05 - Licensure Requirements for Title Insurance Employees
• 06-06 - Flood Insurance Training
• Workers' Compensation Administrative Tax, Second Injury Fund Surcharge and Administrative Surcharge (2007)

2005

• 05-07 – EARTHQUAKE / FLOOD INSURANCE BULLETIN
• 05-04 – No-Action Request Addressing the Licensure of Representatives of Prepaid Legal Services
• 05-05 – No-Action Request Addressing Hold-Open Commitments
• 05-06 – Changes to Workers' Compensation Law Go Into Effect
  
• Workers' Compensation Administrative Tax, Second Injury Fund Surcharge and Administrative Surcharge (2006)

2004

• 04-01 – The New Deductible Surcharge as Applied to Individual Policies
• 04-02 – SB 1122/Professional Bail Bondsman and Surety Recovery Agent Licensure Act
• 04-03 – Legislation Enacted in the 2004 Legislative Session
• Workers' Compensation Administrative Tax, Second Injury Fund Surcharge and Administrative Surcharge (2005)

2003

• 03-01 – Terrorism Exclusions in Response to the Terrorism Risk Insurance Act of 2002
• 03-02 – The Federal Trade Act Of 2002 Health Coverage Tax Credit
• 03-03 – Administrative Surcharge on Workers’ Compensation Deductible Plans
• Workers Compensation Administrative Tax, Second Injury Fund Surcharge and Administrative Surcharge (2004)

2002

• 02-01 – Modified Guidelines for Deductible Workers' Compensation Policies
• 02-02 – Workers' Compensation Schedule Rating Credits
• 02-03 – Terrorism Exclusions in Commercial Lines and Personal Lines
• 02-04 – Implementation of Senate Bill 193 (Missouri Single Producer Licensing Act)
• 02-05 – AGENTS BEWARE – Illegal "ERISA" And "Union Plan" Scams
• 02-06 – Compliance with the Patriot Act
• 02-07 – Adjusters in Area Designated as a Disaster Site
• Workers Compensation Administrative Tax, Second Injury Fund Surcharge and Administrative Surcharge (2003)

2001

• 01-01 – The Interaction Between The Provisions Of Missouri's Group Discontinuance And Replacement Law And The Provisions Of The Health Insurance Portability And Accountability Act
• Workers Compensation Administrative Tax and Second Injury Fund Surcharge (2001)
• 01-02 – Hail Damage Claims
• 01-04 – Senate Bill 894, 90^th General Assembly
• Workers Compensation Administrative Tax and Second Injury Fund Surcharge (2002)
• Workers Compensation Administrative Tax, Second Injury Fund Surcharge and Administrative Surcharge (2002)

2000

• 00-01 – Designation of Agencies, Appointment of Agents and Termination of Appointments
• Update on Agent Appointment and Termination Program – Electronic Filing of Company Appointments/Terminations
• Notice of Modification to Bulletin 99-01 (2/14/00)
• Memo on Workers' Compensation Rate Filings – January 1, 2000 Administrative Tax
• Workers Compensation Administrative Tax and Second Injury Fund Surcharge
• 00-02 – Recent Legislation Regarding Missouri Title Insurance Laws
• 00-03 – Compliance with Privacy Provisions of Gramm-Leach-Bliley
• Workers Compensation Administrative Tax, Second Injury Fund Surcharge and Administrative Surcharge (2001)

1999

• 99-01 – Year 2000 (Y2K) Coverage and Endorsements
  • Notice of Modification to Bulletin 99-01
  • Notice of Modification to Bulletin 99-01 (2/14/00)
• 99-02 – Recent Legislation Regarding Missouri Commercial Casualty Insurance Laws
• 99-03 – Compliance With Changes To Medicare Supplement Rules
• 99-04 – Summary Of 1999 Missouri Legislation Impacting Health Plan Benefits
• 99-05 – Summary Of 1999 Missouri Legislation Impacting Health Plan Benefits – Corrected
• 99-06 – Y2K Compliance
• Workers Compensation Administrative Tax, Second Injury Fund Surcharge and Administrative Surcharge (2000)

1998

• 98-01 – Withdrawn
• 98-02 – Department of Insurance Policy Statement Regarding Enforcement of Open Referral Plans Required by Section 354.618, RSMo.
• 98-03 – Calculation of Workers' Compensation Premium Tax and Second Injury 
  Fund Surcharge
• 98-04 – Defense Within Limits Provisions of Liability Insurance Policies
• 98-05 – Named Driver Exclusions (Update: due to new law this only applies to commercial automobile policies)
• 98-06 – Standardized Credentialing Form Supplement
• 98-07 – Association Groups
• Workers Compensation Administrative Tax , Second Injury Fund Surcharge and Administrative Surcharge (1999) 

1997

• 97-01 – Actuarial Certification – Small Employer Health Insurance Availability Act
• 97-02 – Electronic Filing of Company Appointments/Terminations
• 97-03 – Missouri Workers' Compensation Schedule Rating Plan Guidelines
• 97-04 – The Health Insurance Portability and Accountability Act of 1996 (HIPAA)
• 97-05 – Implementation Dates for HB 335
• 97-06 – Canadian PAU Filings
• 97-07 – Association Groups
• 97-08 – Licensing of Health Maintenance Organization Enrollment Representatives
• 97-09 – Automobile Insurance Identification Cards
• Workers Compensation Administrative Tax, Second Injury Fund Surcharge and Administrative Surcharge (1998)

1996

• 96-01 – Section 381.071.3, RSMo (evidence of the examination of title and the determination of insurability) section 381.141.3, RSMo (controlled business disclosure) sections 375.022 and 375.158.3, RSMo (appointment of agents) section 381.071, RSMo (title plant records; 45 years)
• 96-02 – Treatment of limited liability (LLCs) for premium collection and audit purposes
• 96-03 – Types of compensation and reimbursement arrangements between health care providers and individuals, employers, and other groups
• 96-04 – Actuarial certification
• 96-05 – Modifications to service area and/or provider network
• 96-06 – Mandated immunization coverage for children
• 96-07 – Implementation of SB 664 provisions relating to continuing education credit for insurance-related courses approved for credit in other professions
• 96-08 – Association groups
• 96-09 – Actuarial certification
• Workers Compensation Administrative Tax, Second Injury Fund Surcharge and Administrative Surcharge (1997)

1995

• 95-01 – New mandated benefit and required offer of coverage
• 95-02 – All form, rate, and rule filings – filing fees – monthly billing
• 95-03 – Assignment to the State of Missouri
• Workers Compensation Administrative Tax, Second Injury Fund Surcharge and Administrative Surcharge (1996)

1994

• 94-01 – The issuance of an insured closing letter
• 94-03 – The use of A.M.Best and Company's ratings by lenders Section 375.937, RSMo (Cum.Supp. 1993)
• 94-04 – Asking insurance applicants about prior cancellations or nonrenewals
• 94-05 – Basic and standard health benefit plans
• 94-06 – Company appointments/cancellations
• 94-07 – Fines on delinquent filings
• Workers Compensation Administrative Tax, Second Injury Fund Surcharge and Administrative Surcharge (1995)

1993

• 93-01 – Premium credits for employers using certified managed care programs
• 93-02 – Small employer health insurance availability act
• 93-03 – Deductible plans for workers' compensation policies – "large" deductibles
• 93-04 – Court decisions
• 93-05 – 379.201 revised statutes of Missouri
• 93-06 – Title plant registration
• 93-07 – Deductible plans for workers' compensation policies: "Large" and "small" deductibles
• 93-08 – The Missouri Small Employer Health Insurance Availability Act
• 93-09 – Title Insurance Rates
• 93-10 – Cancellation of Flood Victims Insurance
• 93-11 – Loss Cost Data
• 93-12 – Safety Credits and MCO Credits
• 93-13 – Administrators of vehicle service contracts (Update: Information and any questions on this matter should be forwarded to the Property and Casualty Section)
• 93-14 – Workers' Compensation Rate Filings – Electronic Readable Format – Emergency Rule 20 CSR 500-6.950
• Workers Compensation Administrative Tax, Second Injury Fund Surcharge and Administrative Surcharge (1994)