{"text_format":"1","workbook":"xlsx","n_sheets":2,"sheets":["F","Compliance"],"not_rendered":{"charts":0,"images":1,"macros":1,"external_links":0,"defined_names":0,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"F","index":0,"n_rows":63,"n_cols":10,"rows_kept":63,"cut":false,"hidden":false,"merged":[[6,0,6,2],[10,5,10,9],[12,0,12,3],[13,2,13,3],[14,5,14,8],[42,0,42,2],[54,0,54,2],[55,0,55,8],[62,4,62,6],[15,5,15,9],[17,5,17,6],[17,7,17,8],[22,0,23,3],[29,0,29,3],[37,4,37,6],[59,4,59,6],[60,4,60,6],[61,4,61,6],[38,4,38,6]]}
[null,null,"STATE OF MISSOURI",null,null,null,null,null,null," "]
[null,null,"DEPARTMENT OF INSURANCE"]
[null,null,"MEDICARE SUPPLEMENT RATE FILING DOCUMENT"]
[]
["COMPANY INFORMATION",null,null,null,null,"POLICY RATE/PREMIUM INFORMATION"]
["Company Name:",null,null,null,null,"Original Filed Loss Ratio (%):",null,null,null," "]
["Western Catholic Union",null,null,null,null,"Rate Change Requested (%):"]
["NAIC Company Code (9 digits):",null,null,null,null,"Effective Period (expected):"]
[null,null,null,null,null,"(these dates may change based on the approval date)"]
["Domicile State:"]
["Date of this Filing:",null,null,null,null,"RATE INFORMATION"]
[null,null,null,null,null,"Male/Female rates?"]
["POLICY FORM INFORMATION",null,null,null,null,"Smoker/Non-Smoker rates?"]
["Policy Form Number(s):"]
["Standardized Plans",null,null,null,null,"Number of Missouri Rating Areas:"]
["Pre-Standardized Plans: ",null,null,null,null,"List Rate Filings in Missouri in Last 5 Years:"]
["Select Plan",null,null,null,null,"(list most recent first)"]
["Innovative Plan",null,null,null,null,"Approved",null,"Implemented",null,"Rate Change Approved"]
["Group Plan",null,null,null,null,"(mo)","(yr)","(mo)","(yr)","(%)"]
["Proposed Rate Effective Date"]
["Overall Medical Trend % Increase"]
["Description of Trend Factors"]
["Medical Claim Cost Trend"]
[]
[]
["Marketing Method (choose one):",null,null,null,null,"POLICY DATA"]
["Underwriting Method (choose one):",null,null,null,null,null,null,null,"Missouri","National"]
[null,null,null,null,null,"Policy Approved in (year)"]
[null,null,null,null,null,"First Policy Issued in (year)"]
["Premium Rating Basis (select Yes or No)",null,null,null,null,"Last Policy Issued in (year)*"]
[null,null,"Community (no age) Rated",null,null,"Policy Withdrawn in (year)*"]
[null,null,"Issue Age",null,null,"Number of Aged Insureds"]
[null,null,"Attained Age",null,null,"Number of Disabled Insureds"]
[null,null,null,null,null,"Number of Total Insureds"]
["Supply an illustrative monthly premium rate for a female, ",null,null,null,null,"Insured Data as of:"]
["non- smoker, averaged across all geographic and any",null,null,null,null,"*-If still being issued, state \"Current\""]
["other rate factors, for the following age cells:"]
["<65","65","70","75","80"]
[]
["Provide a description in the filing for the method used to calculate the above rate cells, based on the data in the rate"]
["sheets attached to the filing. The above rates will be published in Missouri's Medicare Supplement Rate Guide."]
[]
["ACTUARIAL CERTIFICATION"]
["I hereby certify that to the best of my knowledge and ability, the following are true with respect to this filing:"]
["1.  The assumptions present the actuary's best judgment as to the expected value for each assumption and are consistent "]
["     with the issuer's business plan at the time of the filing."]
["2.  The anticipated lifetime, future, and third-year loss ratios all comply with the regulatory loss ratio requirements. "]
["     For pre-standardized plans, the 1996-and-later (SSA-94) loss ratio also complies with the regulatory loss ratio "]
["     requirements. "]
["3.  The filed rates maintain the proper relationship between policies which have different rating methodologies (if such "]
["     exist).  "]
["4.  The filing was prepared based on the current standards of practice as promulgated by the Actuarial Standards Board."]
["5.  The filing is in compliance with applicable laws and regulations in the state."]
["6.  The rates requested are reasonable in relationship to the benefits provided."]
["DataCollectionMedSuppV2003"]
["DIFP will accept this form as an updated alternative to MO Form 375-0065"]
[]
[{"$f":"IF(C19=\"\",\"\",IF(C19=\"Yes\",\"Group-\",\"Individual-\"))","v":""},null,null,null,null,"Form Count:",4]
["Plan:",{"$f":"IF(C15=\"\",\"\",C15)","v":""},{"$f":"IF(C17=\"Yes\",\"Select\",\"\")","v":""},{"$f":"IF(D27=\"Guarantee Issue\",\"Guarantee Issue\",\"\")","v":""}]
["<65",65,70,75,80]
[122.7,116.5,132.375,145.375,156.06666666666666,null,null,"Lower 10%"]
[189.4,170.3,198.70000000000002,228.10000000000002,250.4,null,null,"Upper 10%"]
[154.75,139,160.8125,182.8125,199.16666666666666,null,null,"Mean"]

{"sheet":"Compliance","index":1,"n_rows":103,"n_cols":47,"rows_kept":103,"cut":false,"hidden":false,"merged":[]}
["The statistics provided below are from Missouri's Medigap Rate Guide as of June 1, 2016."]
[]
[null,null,null,null,null,null,null,null,"Individual:",null,null,null,null,null,null,null,null,null,null,null,null,null,"Guarantee Issue Rates:",null,null,null,null,null,null,null,null,null,null,null,null,"Select Rates:"]
[null,null,null,null,null,null,null,null,null,"Under 65:","A","B","C","D","F","F-HI","G","K","L","M","N",null,"Under 65 Guaranteed Issue Rates:","A","B","C","D","F","F-HI","G","K","L","M","N",null,"Under 65 Select Rates:","A","B","C","D","F","F-HI","G","K","L","M","N"]
[null,null,null,null,null,null,null,null,null,"Average Annual Premium:",1949.2727272727273,2615.6666666666665,3183.4117647058824,2596.5,2713.431818181818,801.57894736842104,2420.8333333333335,1427,1857,2344.1666666666665,2037.2352941176471,null,"Average Annual Premium:",1684,1920,2268,2100,2368,0,2184,1044,1548,1908,1800,null,"Average Annual Premium:",2010,2088.5,2680.5,2556,2489.6666666666665,0,2226,806,0,0,1746]
[null,null,null,null,null,null,null,null,null,"Maximum Annual Premium:",3601,4099,4940,3564,4536,1284,4207,1884,2352,3192,3108,null,"Maximum Annual Premium:",1992,1920,2268,2100,2628,0,2436,1044,1548,1908,1800,null,"Maximum Annual Premium:",2010,2173,2865,2556,2964,0,2580,806,0,0,2112]
[null,null,null,null,null,null,null,null,null,"Minimum Annual Premium:",1260,1796,2160,1949,330,388,1728,1080,1440,1953,1563,null,"Minimum Annual Premium:",1452,1920,2268,2100,2196,0,2016,1044,1548,1908,1800,null,"Minimum Annual Premium:",2010,2004,2496,2556,2141,0,1872,806,0,0,1374]
[null,null,null,null,null,null,null,null,null,"Lower 10% Annual Premium:",1575.6,1838,2340.8000000000002,2102.8000000000002,2139.6,525.6,1773.6,1114.8,1472.4,1987.5,1611.6,null,"Lower 10% Annual Premium:",1483.2,1920,2268,2100,2212.8000000000002,0,2032.8,1044,1548,1908,1800,null,"Lower 10% Annual Premium:",2010,2020.9,2532.9,2556,2185.6,0,1942.8000000000002,806,0,0,1449.6]
[null,null,null,null,null,null,null,null,null,"Lower 10% Monthly Premium:",131.29999999999998,153.16666666666666,195.06666666666669,175.23333333333335,178.29999999999998,43.800000000000004,147.79999999999998,92.899999999999991,122.7,165.625,134.29999999999998,null,"Lower 10% Monthly Premium:",123.60000000000001,160,189,175,184.4,0,169.4,87,129,159,150,null,"Lower 10% Monthly Premium:",167.5,168.40833333333333,211.07500000000002,213,182.13333333333333,0,161.9,67.166666666666671,0,0,120.8]
[null,null,null,null,null,null,null,null,null,"Upper 10% Annual Premium:",2434.5,3588,4190.4000000000005,3304.8,3644.4000000000005,1208.3999999999999,3204.0000000000005,1783.2,2272.8000000000002,2798.5,2596.8000000000002,null,"Upper 10% Annual Premium:",1915.1999999999998,1920,2268,2100,2558.4,0,2368.8000000000002,1044,1548,1908,1800,null,"Upper 10% Annual Premium:",2010,2156.1,2828.1,2556,2844,0,2509.1999999999998,806,0,0,2040]
[null,null,null,null,null,null,null,null,null,"Upper 10% Monthly Premium:",202.875,299,349.20000000000005,275.40000000000003,303.70000000000005,100.69999999999999,267.00000000000006,148.6,189.4,233.20833333333334,216.4,null,"Upper 10% Monthly Premium:",159.6,160,189,175,213.20000000000002,0,197.4,87,129,159,150,null,"Upper 10% Monthly Premium:",167.5,179.67499999999998,235.67499999999998,213,237,0,209.1,67.166666666666671,0,0,170]
[null,null,null,null,null,null,null,null,null,"Form Count:",44,15,17,12,44,19,30,4,4,6,34,null,"Form Count:",3,1,1,1,3,0,3,1,1,1,1,null,"Form Count:",1,2,2,1,3,0,2,1,0,0,3]
[]
[null,null,null,null,null,null,null,null,null,"Age 65:","A","B","C","D","F","F-HI","G","K","L","M","N",null,"Age 65 Guaranteed Issue Rates:","A","B","C","D","F","F-HI","G","K","L","M","N",null,"Age 65 Select Rates:","A","B","C","D","F","F-HI","G","K","L","M","N"]
[null,null,null,null,null,null,null,null,null,"Average Annual Premium:",1733.659090909091,2225.0666666666666,2811.4117647058824,2236.6666666666665,2444.2954545454545,721.15789473684208,2080.2333333333331,1070.2,1668,2086.8333333333335,1776.5882352941176,null,"Average Annual Premium:",1536,1644,1956,1800,2152,0,1980,900,1332,1644,1548,null,"Average Annual Premium:",1892,1929.5,2255.5,1968,2146.6666666666665,0,1922,708,0,0,1453.6666666666667]
[null,null,null,null,null,null,null,null,null,"Maximum Annual Premium:",3123,3556,4932,2928,3720,1164,2976,1512,2220,2700,2527,null,"Maximum Annual Premium:",1752,1644,1956,1800,2304,0,2124,900,1332,1644,1548,null,"Maximum Annual Premium:",1892,2035,2268,1968,2304,0,2112,708,0,0,1656]
[null,null,null,null,null,null,null,null,null,"Minimum Annual Premium:",1188,1626,1958,1704,1557,354,1470,852,1380,1807,1296,null,"Minimum Annual Premium:",1248,1644,1956,1800,1956,0,1800,900,1332,1644,1548,null,"Minimum Annual Premium:",1892,1824,2243,1968,1976,0,1732,708,0,0,1253]
[null,null,null,null,null,null,null,null,null,"Lower 10% Annual Premium:",1339.2,1706,2056.4,1803.9,1912.3,499.2,1560,885.6,1398,1840,1395.6,null,"Lower 10% Annual Premium:",1320,1644,1956,1800,2004,0,1843.2,900,1332,1644,1548,null,"Lower 10% Annual Premium:",1892,1845.1,2245.5,1968,2012.8,0,1770,708,0,0,1292.8]
[null,null,null,null,null,null,null,null,null,"Lower 10% Monthly Premium:",111.60000000000001,142.16666666666666,171.36666666666667,150.32500000000002,159.35833333333332,41.6,130,73.8,116.5,153.33333333333334,116.3,null,"Lower 10% Monthly Premium:",110,137,163,150,167,0,153.6,75,111,137,129,null,"Lower 10% Monthly Premium:",157.66666666666666,153.75833333333333,187.125,164,167.73333333333332,0,147.5,59,0,0,107.73333333333333]
[null,null,null,null,null,null,null,null,null,"Upper 10% Annual Premium:",2215.5,2764.7999999999997,3852.4,2678.4,3043.2000000000003,1046.8,2690.4,1329.6,2043.6000000000001,2394,2281.1999999999998,null,"Upper 10% Annual Premium:",1723.2,1644,1956,1800,2282.4,0,2102.4,900,1332,1644,1548,null,"Upper 10% Annual Premium:",1892,2013.9,2265.5,1968,2275.1999999999998,0,2074,708,0,0,1615.2]
[null,null,null,null,null,null,null,null,null,"Upper 10% Monthly Premium:",184.625,230.39999999999998,321.03333333333336,223.20000000000002,253.60000000000002,87.233333333333334,224.20000000000002,110.8,170.3,199.5,190.1,null,"Upper 10% Monthly Premium:",143.6,137,163,150,190.20000000000002,0,175.20000000000002,75,111,137,129,null,"Upper 10% Monthly Premium:",157.66666666666666,167.82500000000002,188.79166666666666,164,189.6,0,172.83333333333334,59,0,0,134.6]
[null,null,null,null,null,null,null,null,null,"Form Count:",44,15,17,12,44,19,30,5,4,6,34,null,"Form Count:",3,1,1,1,3,0,3,1,1,1,1,null,"Form Count:",1,2,2,1,3,0,2,1,0,0,3]
[]
[null,null,null,null,null,null,null,null,null,"Age 70:","A","B","C","D","F","F-HI","G","K","L","M","N",null,"Age 70 Guaranteed Issue Rates:","A","B","C","D","F","F-HI","G","K","L","M","N",null,"Age 70 Select Rates:","A","B","C","D","F","F-HI","G","K","L","M","N"]
[null,null,null,null,null,null,null,null,null,"Average Annual Premium:",1926.8636363636363,2475.1999999999998,3203.4117647058824,2489.25,2744.8863636363635,811,2332.6999999999998,1241.2,1929.75,2354,1969.9411764705883,null,"Average Annual Premium:",1716,2076,2448,2268,2460,0,2268,1128,1680,2064,1944,null,"Average Annual Premium:",2108,2370.5,2801,2268,2580,0,2193.5,794,0,0,1767.3333333333333]
[null,null,null,null,null,null,null,null,null,"Maximum Annual Premium:",3463,3942,5484,3180,3972,1260,3408,1752,2568,2928,2856,null,"Maximum Annual Premium:",1860,2076,2448,2268,2472,0,2268,1128,1680,2064,1944,null,"Maximum Annual Premium:",2108,2460,3096,2268,2904,0,2448,794,0,0,1956]
[null,null,null,null,null,null,null,null,null,"Minimum Annual Premium:",1368,1767,2137,1853,1710,393,1599,1032,1575,1986,1392,null,"Minimum Annual Premium:",1572,2076,2448,2268,2412,0,2220,1128,1680,2064,1944,null,"Minimum Annual Premium:",2108,2281,2506,2268,2208,0,1939,794,0,0,1402]
[null,null,null,null,null,null,null,null,null,"Lower 10% Annual Premium:",1488,1864.4,2303.4,1903.5,2095.1999999999998,588,1712.4,1036.8,1588.5,2047,1497.9,null,"Lower 10% Annual Premium:",1600.8,2076,2448,2268,2450.4,0,2268,1128,1680,2064,1944,null,"Lower 10% Annual Premium:",2108,2298.9,2565,2268,2292,0,1989.9,794,0,0,1510.4]
[null,null,null,null,null,null,null,null,null,"Lower 10% Monthly Premium:",124,155.36666666666667,191.95000000000002,158.625,174.6,49,142.70000000000002,86.399999999999991,132.375,170.58333333333334,124.825,null,"Lower 10% Monthly Premium:",133.4,173,204,189,204.20000000000002,0,189,94,140,172,162,null,"Lower 10% Monthly Premium:",175.66666666666666,191.57500000000002,213.75,189,191,0,165.82500000000002,66.166666666666671,0,0,125.86666666666667]
[null,null,null,null,null,null,null,null,null,"Upper 10% Annual Premium:",2445.9,3070.4,4334,3074.4,3535.2000000000003,1180.8,3031.2000000000003,1545.6,2384.4,2736,2508,null,"Upper 10% Annual Premium:",1831.2,2076,2448,2268,2469.6,0,2268,1128,1680,2064,1944,null,"Upper 10% Annual Premium:",2108,2442.1,3037,2268,2848.8,0,2397.1,794,0,0,1953.6]
[null,null,null,null,null,null,null,null,null,"Upper 10% Monthly Premium:",203.82500000000002,255.86666666666667,361.16666666666669,256.2,294.60000000000002,98.399999999999991,252.60000000000002,128.79999999999998,198.70000000000002,228,209,null,"Upper 10% Monthly Premium:",152.6,173,204,189,205.79999999999998,0,189,94,140,172,162,null,"Upper 10% Monthly Premium:",175.66666666666666,203.50833333333333,253.08333333333334,189,237.4,0,199.75833333333333,66.166666666666671,0,0,162.79999999999998]
[null,null,null,null,null,null,null,null,null,"Form Count:",44,15,17,12,44,19,30,5,4,6,34,null,"Form Count:",3,1,1,1,3,0,3,1,1,1,1,null,"Form Count:",1,2,2,1,3,0,2,1,0,0,3]
[]
[null,null,null,null,null,null,null,null,null,"Age 75:","A","B","C","D","F","F-HI","G","K","L","M","N",null,"Age 75 Guaranteed Issue Rates:","A","B","C","D","F","F-HI","G","K","L","M","N",null,"Age 75 Select Rates:","A","B","C","D","F","F-HI","G","K","L","M","N"]
[null,null,null,null,null,null,null,null,null,"Average Annual Premium:",2124.6136363636365,2744.9333333333334,3570.5294117647059,2772.5,3073.0454545454545,908.52631578947364,2607.1999999999998,1419.8,2193.75,2656.6666666666665,2212.3529411764707,null,"Average Annual Premium:",1984,2520,2988,2760,2808,0,2596,1380,2040,2508,2364,null,"Average Annual Premium:",2236,2653,3127,2508,2866,0,2387,855,0,0,1988.6666666666667]
[null,null,null,null,null,null,null,null,null,"Maximum Annual Premium:",3816,4344,5940,3540,4476,1368,3768,2004,2928,3252,3156,null,"Maximum Annual Premium:",2112,2520,2988,2760,3000,0,2760,1380,2040,2508,2364,null,"Maximum Annual Premium:",2236,2868,3564,2508,3360,0,2688,855,0,0,2256]
[null,null,null,null,null,null,null,null,null,"Minimum Annual Premium:",1464,1999,2420,2096,1874,433,1809,1164,1695,2142,1584,null,"Minimum Annual Premium:",1908,2520,2988,2760,2652,0,2436,1380,2040,2508,2364,null,"Minimum Annual Premium:",2236,2438,2690,2508,2370,0,2086,855,0,0,1514]
[null,null,null,null,null,null,null,null,null,"Lower 10% Annual Premium:",1663.2,2058,2535.4,2133.6,2318.5,664.8,1929.6,1197.5999999999999,1744.5,2264,1704.6000000000001,null,"Lower 10% Annual Premium:",1912.8,2520,2988,2760,2676,0,2467.1999999999998,1380,2040,2508,2364,null,"Lower 10% Annual Premium:",2236,2481,2777.4,2508,2469.6,0,2146.2000000000003,855,0,0,1650.4]
[null,null,null,null,null,null,null,null,null,"Lower 10% Monthly Premium:",138.6,171.5,211.28333333333333,177.79999999999998,193.20833333333334,55.4,160.79999999999998,99.8,145.375,188.66666666666666,142.05000000000001,null,"Lower 10% Monthly Premium:",159.4,210,249,230,223,0,205.6,115,170,209,197,null,"Lower 10% Monthly Premium:",186.33333333333334,206.75,231.45000000000002,209,205.79999999999998,0,178.85000000000002,71.25,0,0,137.53333333333333]
[null,null,null,null,null,null,null,null,null,"Upper 10% Annual Premium:",2702.4,3372,4815.6000000000004,3260.4,3932.4000000000005,1336.8,3306.9,1768.7999999999997,2737.2000000000003,3126,2810.4,null,"Upper 10% Annual Premium:",2076,2520,2988,2760,2954.4,0,2726.4,1380,2040,2508,2364,null,"Upper 10% Annual Premium:",2236,2825,3476.6,2508,3261.6,0,2627.8,855,0,0,2244]
[null,null,null,null,null,null,null,null,null,"Upper 10% Monthly Premium:",225.20000000000002,281,401.3,271.7,327.70000000000005,111.39999999999999,275.57499999999999,147.39999999999998,228.10000000000002,260.5,234.20000000000002,null,"Upper 10% Monthly Premium:",173,210,249,230,246.20000000000002,0,227.20000000000002,115,170,209,197,null,"Upper 10% Monthly Premium:",186.33333333333334,235.41666666666666,289.71666666666664,209,271.8,0,218.98333333333335,71.25,0,0,187]
[null,null,null,null,null,null,null,null,null,"Form Count:",44,15,17,12,44,19,30,5,4,6,34,null,"Form Count:",3,1,1,1,3,0,3,1,1,1,1,null,"Form Count:",1,2,2,1,3,0,2,1,0,0,3]
[]
[null,null,null,null,null,null,null,null,null,"Age 80:","A","B","C","D","F","F-HI","G","K","L","M","N",null,"Age 80 Guaranteed Issue Rates:","A","B","C","D","F","F-HI","G","K","L","M","N",null,"Age 80 Select Rates:","A","B","C","D","F","F-HI","G","K","L","M","N"]
[null,null,null,null,null,null,null,null,null,"Average Annual Premium:",2288.840909090909,2957.5333333333333,3885.9375,3023.75,3343.2272727272725,1008.1052631578947,2856.3666666666668,1563.6,2390,2872.6666666666665,2424.8235294117649,null,"Average Annual Premium:",2252,2976,3516,3252,3517.3333333333335,0,2948,1620,2400,2964,1784,null,"Average Annual Premium:",2326,3047,3472.5,2688,3121,0,2518.5,917,0,0,2177]
[null,null,null,null,null,null,null,null,null,"Maximum Annual Premium:",4582,5217,6287,3828,4920,1500,3984,2196,3228,3516,3588,null,"Maximum Annual Premium:",2424,2976,3516,3252,3832,0,3252,1620,2400,2964,1784,null,"Maximum Annual Premium:",2326,3525,4080,2688,3840,0,2808,917,0,0,2556]
[null,null,null,null,null,null,null,null,null,"Minimum Annual Premium:",1512,2174,2632,2279,2061,520,1992,1260,1796,2274,1788,null,"Minimum Annual Premium:",2076,2976,3516,3252,3180,0,2604,1620,2400,2964,1784,null,"Minimum Annual Premium:",2326,2569,2865,2688,2523,0,2229,917,0,0,1623]
[null,null,null,null,null,null,null,null,null,"Lower 10% Annual Premium:",1795.2,2222.4,2888,2357.8000000000002,2529,734.4,2122.8000000000002,1303.2,1872.8,2434,1854.1,null,"Lower 10% Annual Premium:",2112,2976,3516,3252,3252,0,2680.8,1620,2400,2964,1784,null,"Lower 10% Annual Premium:",2326,2664.6,2986.5,2688,2618.4,0,2286.9,917,0,0,1768.8]
[null,null,null,null,null,null,null,null,null,"Lower 10% Monthly Premium:",149.6,185.20000000000002,240.66666666666666,196.48333333333335,210.75,61.199999999999996,176.9,108.60000000000001,156.06666666666666,202.83333333333334,154.50833333333333,null,"Lower 10% Monthly Premium:",176,248,293,271,271,0,223.4,135,200,247,148.66666666666666,null,"Lower 10% Monthly Premium:",193.83333333333334,222.04999999999998,248.875,224,218.20000000000002,0,190.57500000000002,76.416666666666671,0,0,147.4]
[null,null,null,null,null,null,null,null,null,"Upper 10% Annual Premium:",2845.2000000000003,3631.2,5574,3482.4,4277.1000000000004,1410.2,3632.8,1946.3999999999996,3004.8,3378,3013.2,null,"Upper 10% Annual Premium:",2390.4,2976,3516,3252,3773.6,0,3199.2,1620,2400,2964,1784,null,"Upper 10% Annual Premium:",2326,3429.3999999999996,3958.5,2688,3672,0,2750.1,917,0,0,2515.1999999999998]
[null,null,null,null,null,null,null,null,null,"Upper 10% Monthly Premium:",237.10000000000002,302.59999999999997,464.5,290.2,356.42500000000001,117.51666666666667,302.73333333333335,162.19999999999996,250.4,281.5,251.1,null,"Upper 10% Monthly Premium:",199.20000000000002,248,293,271,314.46666666666664,0,266.59999999999997,135,200,247,148.66666666666666,null,"Upper 10% Monthly Premium:",193.83333333333334,285.7833333333333,329.875,224,306,0,229.17499999999998,76.416666666666671,0,0,209.6]
[null,null,null,null,null,null,null,null,null,"Form Count:",44,15,16,12,44,19,30,5,4,6,34,null,"Form Count:",3,1,1,1,3,0,3,1,1,1,1,null,"Form Count:",1,2,2,1,3,0,2,1,0,0,3]
[]
[null,null,null,null,null,null,null,null,"Group:",null,null,null,null,null,null,null,null,null,null,null,null,null,"Guarantee Issue Rates:"]
[null,null,null,null,null,null,null,null,null,"Under 65:","A","B","C","D","F","F-HI","G","K","L","M","N",null,"Under 65 Guaranteed Issue Rates:","A","B","C","D","F","F-HI","G","K","L","M","N"]
[null,null,null,null,null,null,null,null,null,"Average Annual Premium:",1700.2,1920,2373,3222,2745.75,"-",2162.5,852,1428,2470,2015.6,null,"Average Annual Premium:",1360.5,1752,2266.5,1872,2412.5,0,1896,948,1404,1728,1620]
[null,null,null,null,null,null,null,null,null,"Maximum Annual Premium:",2253,2064,2520,3222,3621,"-",2290,852,1428,2470,2676,null,"Maximum Annual Premium:",1449,1752,2493,1872,2761,0,1896,948,1404,1728,1620]
[null,null,null,null,null,null,null,null,null,"Minimum Annual Premium:",1356,1704,2226,3222,2406,"-",2035,852,1428,2470,1732,null,"Minimum Annual Premium:",1272,1752,2040,1872,2064,0,1896,948,1404,1728,1620]
[null,null,null,null,null,null,null,null,null,"Lower 10% Annual Premium:",1365.6,1761.6,2255.4,3222,2422.1999999999998,null,2060.5,852,1428,2470,1736.8,null,"Lower 10% Annual Premium:",1289.7,1752,2085.3000000000002,1872,2133.7000000000003,0,1896,948,1404,1728,1620]
[null,null,null,null,null,null,null,null,null,"Lower 10% Monthly Premium:",113.8,146.79999999999998,187.95000000000002,268.5,201.85,null,171.70833333333334,71,119,205.83333333333334,144.73333333333332,null,"Lower 10% Monthly Premium:",107.47500000000001,146,173.77500000000001,156,177.80833333333337,0,158,79,117,144,135]
[null,null,null,null,null,null,null,null,null,"Upper 10% Annual Premium:",2083.3999999999996,2049.6,2490.6,3222,3283.5,null,2264.5,852,1428,2470,2475.1999999999998,null,"Upper 10% Annual Premium:",1431.3,1752,2447.6999999999998,1872,2691.3,0,1896,948,1404,1728,1620]
[null,null,null,null,null,null,null,null,null,"Upper 10% Monthly Premium:",173.61666666666665,170.79999999999998,207.54999999999998,268.5,273.625,null,188.70833333333334,71,119,205.83333333333334,206.26666666666665,null,"Upper 10% Monthly Premium:",119.27499999999999,146,203.97499999999999,156,224.27500000000001,0,158,79,117,144,135]
[null,null,null,null,null,null,null,null,null,"Form Count:",5,3,2,1,4,0,2,1,1,1,5,null,"Form Count:",2,1,2,1,2,0,1,1,1,1,1]
[]
[null,null,null,null,null,null,null,null,null,"Age 65:","A","B","C","D","F","F-HI","G","K","L","M","N",null,"Age 65 Guaranteed Issue Rates:","A","B","C","D","F","F-HI","G","K","L","M","N"]
[null,null,null,null,null,null,null,null,null,"Average Annual Premium:",1560.4,1754.3333333333333,2109,3222,2474.5,"-",1848.5,744,1224,2470,1978.8,null,"Average Annual Premium:",1282.5,1524,2134.5,1644,2274.5,0,1644,816,1212,1500,1416]
[null,null,null,null,null,null,null,null,null,"Maximum Annual Premium:",2253,1783,2160,3222,3501,"-",1927,744,1224,2470,2568,null,"Maximum Annual Premium:",1449,1524,2493,1644,2761,0,1644,816,1212,1500,1416]
[null,null,null,null,null,null,null,null,null,"Minimum Annual Premium:",1188,1704,2058,3222,2093,"-",1770,744,1224,2470,1450,null,"Minimum Annual Premium:",1116,1524,1776,1644,1788,0,1644,816,1212,1500,1416]
[null,null,null,null,null,null,null,null,null,"Lower 10% Annual Premium:",1212,1718.4,2068.1999999999998,3222,2101.1,null,1785.7,744,1224,2470,1472.4,null,"Lower 10% Annual Premium:",1149.3,1524,1847.7,1644,1885.3000000000002,0,1644,816,1212,1500,1416]
[null,null,null,null,null,null,null,null,null,"Lower 10% Monthly Premium:",101,143.20000000000002,172.35,268.5,175.09166666666667,null,148.80833333333334,62,102,205.83333333333334,122.7,null,"Lower 10% Monthly Premium:",95.774999999999991,127,153.97499999999999,137,157.10833333333335,0,137,68,101,125,118]
[null,null,null,null,null,null,null,null,null,"Upper 10% Annual Premium:",1988.1999999999998,1781.6,2149.8000000000002,3222,3105.9,null,1911.3,744,1224,2470,2419.1999999999998,null,"Upper 10% Annual Premium:",1415.7,1524,2421.3000000000002,1644,2663.7,0,1644,816,1212,1500,1416]
[null,null,null,null,null,null,null,null,null,"Upper 10% Monthly Premium:",165.68333333333331,148.46666666666667,179.15,268.5,258.82499999999999,null,159.27500000000001,62,102,205.83333333333334,201.6,null,"Upper 10% Monthly Premium:",117.97500000000001,127,201.77500000000001,137,221.97499999999999,0,137,68,101,125,118]
[null,null,null,null,null,null,null,null,null,"Form Count:",5,3,2,1,4,0,2,1,1,1,5,null,"Form Count:",2,1,2,1,2,0,1,1,1,1,1]
[]
[null,null,null,null,null,null,null,null,null,"Age 70:","A","B","C","D","F","F-HI","G","K","L","M","N",null,"Age 70 Guaranteed Issue Rates:","A","B","C","D","F","F-HI","G","K","L","M","N"]
[null,null,null,null,null,null,null,null,null,"Average Annual Premium:",1721.2,2060,2577,3455,2751,"-",2040.5,888,1464,2665,2026.8,null,"Average Annual Premium:",1396.5,1860,1826.5,1968,2478.5,0,2016,1008,1488,1836,1728]
[null,null,null,null,null,null,null,null,null,"Maximum Annual Premium:",2382,2136,2604,3455,3740,"-",2197,888,1464,2665,2706,null,"Maximum Annual Premium:",1449,1860,2160,1968,2761,0,2016,1008,1488,1836,1728]
[null,null,null,null,null,null,null,null,null,"Minimum Annual Premium:",1356,2010,2550,3455,2228,"-",1884,888,1464,2665,1604,null,"Minimum Annual Premium:",1344,1860,1493,1968,2196,0,2016,1008,1488,1836,1728]
[null,null,null,null,null,null,null,null,null,"Lower 10% Annual Premium:",1413.6,2014.8,2555.4,3455,2282,null,1915.3,888,1464,2665,1627.2,null,"Lower 10% Annual Premium:",1354.5,1860,1559.7,1968,2252.5,0,2016,1008,1488,1836,1728]
[null,null,null,null,null,null,null,null,null,"Lower 10% Monthly Premium:",117.8,167.9,212.95000000000002,287.91666666666669,190.16666666666666,null,159.60833333333332,74,122,222.08333333333334,135.6,null,"Lower 10% Monthly Premium:",112.875,155,129.97499999999999,164,187.70833333333334,0,168,84,124,153,144]
[null,null,null,null,null,null,null,null,null,"Upper 10% Annual Premium:",2106.3999999999996,2115.6,2598.6,3455,3406.4,null,2165.6999999999998,888,1464,2665,2573.1999999999998,null,"Upper 10% Annual Premium:",1438.5,1860,2093.3000000000002,1968,2704.5,0,2016,1008,1488,1836,1728]
[null,null,null,null,null,null,null,null,null,"Upper 10% Monthly Premium:",175.5333333333333,176.29999999999998,216.54999999999998,287.91666666666669,283.86666666666667,null,180.47499999999999,74,122,222.08333333333334,214.43333333333331,null,"Upper 10% Monthly Premium:",119.875,155,174.44166666666669,164,225.375,0,168,84,124,153,144]
[null,null,null,null,null,null,null,null,null,"Form Count:",5,3,2,1,4,0,2,1,1,1,5,null,"Form Count:",2,1,2,1,2,0,1,1,1,1,1]
[]
[null,null,null,null,null,null,null,null,null,"Age 75:","A","B","C","D","F","F-HI","G","K","L","M","N",null,"Age 75 Guaranteed Issue Rates:","A","B","C","D","F","F-HI","G","K","L","M","N"]
[null,null,null,null,null,null,null,null,null,"Average Annual Premium:",1862.2,2276,2880,3802,3033.25,"-",2273,984,1620,2961,2268.1999999999998,null,"Average Annual Premium:",1570.5,2256,2542.5,2400,2700.5,0,2400,1212,1788,2208,2076]
[null,null,null,null,null,null,null,null,null,"Maximum Annual Premium:",2548,2352,2892,3802,4096,"-",2466,984,1620,2961,3066,null,"Maximum Annual Premium:",1692,2256,2592,2400,2761,0,2400,1212,1788,2208,2076]
[null,null,null,null,null,null,null,null,null,"Minimum Annual Premium:",1458,2220,2868,3802,2460,"-",2080,984,1620,2961,1770,null,"Minimum Annual Premium:",1449,2256,2493,2400,2640,0,2400,1212,1788,2208,2076]
[null,null,null,null,null,null,null,null,null,"Lower 10% Annual Premium:",1532.4,2227.1999999999998,2870.4,3802,2527.5,null,2118.6,984,1620,2961,1814,null,"Lower 10% Annual Premium:",1473.3,2256,2502.9,2400,2652.1,0,2400,1212,1788,2208,2076]
[null,null,null,null,null,null,null,null,null,"Lower 10% Monthly Premium:",127.7,185.6,239.20000000000002,316.83333333333331,210.625,null,176.54999999999998,82,135,246.75,151.16666666666666,null,"Lower 10% Monthly Premium:",122.77499999999999,188,208.57500000000002,200,221.00833333333333,0,200,101,149,184,173]
[null,null,null,null,null,null,null,null,null,"Upper 10% Annual Premium:",2276.3999999999996,2332.8000000000002,2889.6,3802,3734.8,null,2427.4,984,1620,2961,2902.3999999999996,null,"Upper 10% Annual Premium:",1667.7,2256,2582.1,2400,2748.9,0,2400,1212,1788,2208,2076]
[null,null,null,null,null,null,null,null,null,"Upper 10% Monthly Premium:",189.69999999999996,194.4,240.79999999999998,316.83333333333331,311.23333333333335,null,202.28333333333333,82,135,246.75,241.86666666666665,null,"Upper 10% Monthly Premium:",138.97499999999999,188,215.17499999999998,200,229.07500000000002,0,200,101,149,184,173]
[null,null,null,null,null,null,null,null,null,"Form Count:",5,3,2,1,4,0,2,1,1,1,5,null,"Form Count:",2,1,2,1,2,0,1,1,1,1,1]
[]
[null,null,null,null,null,null,null,null,null,"Age 80:","A","B","C","D","F","F-HI","G","K","L","M","N",null,"Age 80 Guaranteed Issue Rates:","A","B","C","D","F","F-HI","G","K","L","M","N"]
[null,null,null,null,null,null,null,null,null,"Average Annual Premium:",1975.4,2436.6666666666665,3072,4101,3303.75,"-",2509.5,1068,1764,3203,2460.6,null,"Average Annual Premium:",1786.5,2844,2884.5,3036,3042.5,0,3036,1524,2268,2784,2616]
[null,null,null,null,null,null,null,null,null,"Maximum Annual Premium:",2663,2568,3120,4101,4402,"-",2731,1068,1764,3203,3210,null,"Maximum Annual Premium:",2124,2844,3276,3036,3324,0,3036,1524,2268,2784,2616]
[null,null,null,null,null,null,null,null,null,"Minimum Annual Premium:",1500,2340,3024,4101,2706,"-",2288,1068,1764,3203,1944,null,"Minimum Annual Premium:",1449,2844,2493,3036,2761,0,3036,1524,2268,2784,2616]
[null,null,null,null,null,null,null,null,null,"Lower 10% Annual Premium:",1620,2352.4,3033.6,4101,2779.5,null,2332.3000000000002,1068,1764,3203,2007.6,null,"Lower 10% Annual Premium:",1516.5,2844,2571.3000000000002,3036,2817.3,0,3036,1524,2268,2784,2616]
[null,null,null,null,null,null,null,null,null,"Lower 10% Monthly Premium:",135,196.03333333333333,252.79999999999998,341.75,231.625,null,194.35833333333335,89,147,266.91666666666669,167.29999999999998,null,"Lower 10% Monthly Premium:",126.375,237,214.27500000000001,253,234.77500000000001,0,253,127,189,232,218]
[null,null,null,null,null,null,null,null,null,"Upper 10% Annual Premium:",2420.1999999999998,2534.8000000000002,3110.4,4101,4028.2000000000003,null,2686.7,1068,1764,3203,3085.2,null,"Upper 10% Annual Premium:",2056.5,2844,3197.7,3036,3267.7,0,3036,1524,2268,2784,2616]
[null,null,null,null,null,null,null,null,null,"Upper 10% Monthly Premium:",201.68333333333331,211.23333333333335,259.2,341.75,335.68333333333334,null,223.89166666666665,89,147,266.91666666666669,257.09999999999997,null,"Upper 10% Monthly Premium:",171.375,237,266.47499999999997,253,272.30833333333334,0,253,127,189,232,218]
[null,null,null,null,null,null,null,null,null,"Form Count:",5,3,2,1,4,0,2,1,1,1,5,null,"Form Count:",2,1,2,1,2,0,1,1,1,1,1]