Company Details for:

GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Address

7 HANOVER SQ MAIL ST H17J FINANCIAL REPORTING & ANALYSIS
NEW YORK NY, 10004

Phone

212-598-8000

Market Share

Link to Supplemental Data Page
Accident & Health
YearLine Market
Share
Num of
Insureds
Direct
Prem
Written
Direct
Prem
Earned
Div.
Paid
Direct
Losses
Paid
Direct
Losses
Incurr
Loss
Ratio
2016 Total Accident & Health 0.71% 528,670 $69,720,177 $70,073,499 $17,562 $45,513,600 $53,492,52276.34%
2016 Total Individual Accident & Health 0.04% 727 $1,236,844 $1,251,888 $17,562 $1,623,295 $1,303,785104.15%
2016 Individual Comprehensive Medical Expense 0.00% 9 $2,871 $4,343 $0 $4,377 $-295-6.79%
2016 Individual Disability Income 1.13% 718 $1,233,973 $1,247,545 $17,562 $1,618,918 $1,304,080104.53%
2016 Total Group Accident & Health 1.08% 527,943 $68,483,333 $68,821,611 $0 $43,890,305 $52,188,73775.83%
2016 Group Specified Disease 3.22% 12,816 $961,161 $991,076 $0 $330,368 $1,006,092101.52%
2016 Group Accident Only 2.33% 213,889 $2,324,574 $2,369,209 $0 $1,065,865 $2,387,336100.77%
2016 Group Disability Income 7.02% 90,103 $20,787,612 $20,840,826 $0 $12,539,967 $18,795,41090.19%
2016 Group Dental 16.85% 208,791 $42,938,979 $43,123,890 $0 $29,535,838 $29,654,95268.77%
2016 Group Limited Benefit 0.10% 1,265 $172,130 $182,086 $0 $67,400 $283,596155.75%
2016 Group Stop Loss 0.36% 1,079 $1,298,877 $1,314,524 $0 $350,867 $61,3514.67%
2015 Total Accident & Health 0.74% 374,922 $67,679,883 $67,962,339 $18,114 $42,575,318 $53,103,01678.14%
2015 Total Individual Accident & Health 0.04% 783 $1,309,329 $1,302,792 $18,114 $1,727,651 $1,851,447142.11%
2015 Individual Comprehensive Medical Expense 0.00% 10 $14,575 $14,289 $0 $13,206 $-25,564-178.91%
2015 Individual Disability Income 1.21% 773 $1,294,754 $1,288,503 $18,114 $1,714,445 $1,877,011145.67%
2015 Total Group Accident & Health 1.07% 374,139 $66,370,554 $66,659,547 $0 $40,847,667 $51,251,56976.89%
2015 Group Specified Disease 2.59% 4,704 $706,402 $725,866 $0 $56,841 $-23,732-3.27%
2015 Group Accident Only 1.93% 111,604 $2,116,663 $2,190,769 $0 $343,199 $815,59237.23%
2015 Group Disability Income 6.79% 87,986 $20,610,905 $20,708,480 $0 $11,182,466 $20,653,90099.74%
2015 Group Dental 17.27% 169,319 $42,477,601 $42,554,244 $0 $28,461,890 $28,459,67066.88%
2015 Group Limited Benefit 0.00% 33 $825 $1,546 $0 $0 $90858.73%
2015 Group Stop Loss 0.14% 493 $458,158 $478,642 $0 $803,271 $1,345,231281.05%
2014 Total Accident & Health 0.73% 397,692 $62,790,459 $62,975,331 $16,763 $39,769,721 $42,535,31567.54%
2014 Total Individual Accident & Health 0.05% 790 $1,309,713 $1,324,412 $16,763 $1,720,610 $2,518,919190.19%
2014 Individual Comprehensive Medical Expense 0.00% 11 $15,644 $15,050 $0 $6,163 $-68,343-454.11%
2014 Individual Disability Income 1.19% 779 $1,294,069 $1,309,362 $16,763 $1,714,447 $2,587,262197.60%
2014 Total Group Accident & Health 1.04% 396,902 $61,480,746 $61,650,919 $0 $38,049,111 $40,016,39664.91%
2014 Group Comprehensive Medical Expense - Large Employer 0.00% 0 $0 $0 $0 $0 $-16,572N/A
2014 Group Specified Disease 1.73% 3,108 $431,326 $439,569 $0 $43,117 $243,189N/A
2014 Group Accident Only 1.54% 104,698 $1,696,918 $1,757,418 $0 $311,616 $495,198N/A
2014 Group Disability Income 6.21% 83,642 $16,720,217 $16,755,047 $0 $8,890,090 $10,810,866N/A
2014 Group Dental 18.33% 204,898 $42,577,371 $42,635,751 $0 $28,804,288 $28,483,715N/A
2014 Group Stop Loss 0.02% 556 $54,914 $63,134 $0 $0 $0N/A
Life
YearLine Market
Share
Num of
Insureds
Direct
Prem and
Annuities
Divs
Paid
Direct
Claims and
Benefits Pd.
Life
Ins
in Force
Benefits
Ratio
2016 Total Life 0.29% 174,561 $32,328,499 $4,383,077 $23,505,789 $9,664,154N/A
2016 Total Individual Life 0.24% 5,352 $15,513,211 $4,383,077 $12,588,168 $1,914,528N/A
2016 Individual Whole Life 1.81% 4,054 $13,861,972 $4,383,077 $12,583,912 $893,633N/A
2016 Individual Term Life 0.29% 1,274 $1,490,267 $0 $4,256 $978,466N/A
2016 Individual Universal Life 0.02% 24 $160,972 $0 $0 $42,429N/A
2016 Total Group Life 0.37% 169,209 $16,815,288 $0 $10,917,621 $7,749,626N/A
2016 Group Term Life 3.54% 169,185 $16,801,855 $0 $10,896,211 $7,747,871N/A
2016 Group Universal Life 0.02% 24 $13,433 $0 $0 $1,755N/A
2016 Group Ordinary Annuities 0.00% 0 $0 $0 $21,410 $0N/A
2015 Total Life 0.27% 169,264 $31,753,915 $4,181,463 $18,599,433 $9,912,228N/A
2015 Total Individual Life 0.20% 5,374 $14,465,606 $4,181,463 $8,446,023 $1,754,663N/A
2015 Individual Whole Life 1.71% 4,287 $12,478,987 $4,181,463 $8,446,023 $937,568N/A
2015 Individual Term Life 0.26% 1,063 $1,316,638 $0 $0 $774,666N/A
2015 Individual Universal Life 0.09% 24 $669,981 $0 $0 $42,429N/A
2015 Total Group Life 0.40% 163,890 $17,288,309 $0 $10,153,410 $8,157,565N/A
2015 Group Term Life 3.57% 163,890 $17,288,309 $0 $10,132,468 $8,157,565N/A
2015 Group Ordinary Annuities 0.00% 0 $0 $0 $20,942 $0N/A
2014 Total Life 0.26% 165,262 $31,987,443 $4,181,991 $17,168,381 $9,627,294N/A
2014 Total Individual Life 0.20% 5,443 $15,866,899 $4,181,991 $5,863,366 $1,690,665N/A
2014 Individual Whole Life 2.01% 4,424 $14,621,430 $4,181,991 $5,863,366 $958,941N/A
2014 Individual Term Life 0.25% 996 $1,221,721 $0 $0 $690,432N/A
2014 Individual Universal Life 0.00% 23 $23,748 $0 $0 $41,292N/A
2014 Total Group Life 0.35% 159,819 $16,120,544 $0 $11,305,015 $7,936,629N/A
2014 Group Term Life 3.40% 159,819 $16,120,544 $0 $11,281,836 $7,936,629N/A
2014 Group Ordinary Annuities 0.00% 0 $0 $0 $23,179 $0N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.
Link to Enforcements Page

Complaint Index

Link to Complaint Index Page
YearLineMarket
Share
Number of
Complaints
Complaint
Index
2016 Health 0.95% 25 63
2016 Life and annuities 0.33% 3 78
2015 Health 0.93% 27 76
2015 Life and annuities 0.31% 4 111
2014 Health 0.93% 18 70
2014 Life and annuities 0.29% 4 122

Company Changes

Effective Date: 07/01/2001
Comments: Berkshire Life Insurance Co. merged with and into Guardian Life Insurance of America.

Market Conduct

This company does not have any market conduct exams or investigations.

Financial Exams

This company does not have any financial exams.